SmartAdvisor translates core-satellite construction, S&P 500 baselines, and fiduciary-grade principles into clear, actionable frameworks — so you can evaluate your portfolio with the same rigor institutions use.
Sample CAGR (10y)
8.4%
Sample Drawdown
−23.1%
Every SmartAdvisor framework starts from the same institutional questions: what role does each holding play, how much risk does it introduce, and how does it behave when markets fall. We organize that thinking around four measurable dimensions.
See the allocation frameworkThe core-satellite approach anchors a portfolio in broad, low-cost exposure — typically an S&P 500 or total-market baseline blended with fixed income — while satellite positions in REITs or thematic equity express targeted convictions without destabilizing the whole.
Core
S&P 500 / Fixed Income
Satellite
REITs / Thematic
Rebalance
Disciplined Cadence
Choose a risk posture below to preview how a blended allocation could be structured, then head to the full simulators for CAGR, DCA, drawdown, and dividend reinvestment modeling.
Without a Risk Framework
With Structured Risk Management
Dollar-cost averaging and dividend reinvestment are structural habits, not predictions. Consistent contributions and reinvested distributions compound over time — our simulators quantify what that discipline can look like across different horizons.
The smoothed annual growth rate that connects a starting and ending value.
The peak-to-trough decline that measures real portfolio risk in practice.
Real estate exposure that can diversify equity risk and support income.
A standard requiring recommendations to be made in the investor's interest.
Four disciplines, one coherent approach — explore each before your next allocation decision.